G

Financial Services

Green finance API, carbon credits, UPI settlement & parametric insurance

Green Finance API
Live

Bank-grade verification endpoints for green loan underwriting and portfolio monitoring

GET

/api/verify/gic/{ID}

Instant GIC verification — returns status, tCO₂e, methodology, confidence, hash

Live
GET

/api/portfolio/{entityId}

Portfolio monitoring — real-time GIC status for all borrower's certificates

Live
POST

/api/covenant/check

SLL KPI tracking — automated sustainability covenant check against thresholds

Live
GET

/api/risk-score/{entityId}

AI Green Loan Risk Score (0–100) — updated monthly, feeds into credit model

Beta

Portfolio Overview (Bank Dashboard)

142

Borrowers Monitored

+12 this quarter

8,419

Total Verified tCO₂e

+340 this quarter

94%

Covenant Compliance

+2% this quarter

72/100

Avg Risk Score

+3 this quarter

Financial Products

Phase 3

Carbon Credit Marketplace

List verified GICs for sale — spot trading & forward contracts across Verra, Gold Standard, CCTS India

Spot & forward trading
Multi-registry
Retirement service
Double-counting prevention
Phase 3

UPI Settlement

GIC-triggered DBT — government subsidy auto-released via Aadhaar-linked UPI when verified GIC issued

Aadhaar-linked UPI payment
Carbon credit sale settlement
Zero transaction fees
Phase 3

Parametric Insurance

IoT data triggers payout — solar below 70% for 30 days = event, payout within 48 hours

Solar performance insurance
EV fleet premium discount
Carbon credit reversal protection

Apply for a Green Loan

Your verified GIC history qualifies you for sustainability-linked financing at preferential rates